ELSS Tax Calculator – Section 80C & Mutual Fund Tax Saver
Calculate Tax Savings under Old/New Tax Regime, Lock-in Periods, and Capital Gains with Advanced AI Insights
Tax Saved
₹46,800
Total Invested
₹7,50,000
Estimated Wealth
₹12,48,220
Net Post-Tax Value
₹12,01,420
ELSS Tax & Legal Compliance Advisor
📈 Year-by-Year ELSS Growth & Lock-in Matrix
| Year | Invested Capital | Estimated Corpus | Lock-in Status | Estimated Gains |
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* Statutory & Legal Compliance Notice: Calculations strictly comply with the Income Tax Act of India. Under Section 80C, the maximum statutory tax deduction limit is legally capped at ₹1,50,000 per financial year under the Old Tax Regime. Even if you invest more than ₹1.5 Lakhs (e.g., ₹10 Lakhs), tax savings are legally restricted up to the ₹1.5 Lakh ceiling, while the remaining surplus amount continues to compound as high-return market-linked equity wealth. Under the New Tax Regime, Section 80C deductions are not available. Long-Term Capital Gains (LTCG) above ₹1,25,000 are taxed at 12.5% without indexation. This tool is for educational simulation purposes and does not constitute formal tax advice.