FD Calculator – Fixed Deposit Interest & Maturity Calculator
Calculate Compound Interest, Maturity Amount, and Tax Implications with Advanced AI Insights
Total Interest
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Invested Amount
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Total Interest
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Maturity Value
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FD Wealth & Simple Advisory Guide
📈 Year-by-Year FD Growth & Balance Matrix
| Year | Opening Balance | Deposit Amount | Interest Earned | Closing Balance |
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* Statutory & Legal Compliance Notice: Calculations comply strictly with banking guidelines and the Income Tax Act of India. Fixed Deposit interest is fully taxable according to your applicable income tax slab rates under “Income from Other Sources”. TDS (Tax Deducted at Source) is applicable if cumulative interest exceeds ₹40,000 per financial year (₹50,000 for senior citizens) under Section 194A. Tax Saver FDs under Section 80C carry a mandatory 5-year lock-in period. This tool is for educational simulation purposes and does not constitute formal financial advice.